{"id":602,"date":"2023-05-06T01:28:44","date_gmt":"2023-05-06T01:28:44","guid":{"rendered":"https:\/\/ofoinsurance.com\/?page_id=602"},"modified":"2024-02-21T02:10:37","modified_gmt":"2024-02-21T02:10:37","slug":"medicare-options","status":"publish","type":"page","link":"https:\/\/ofoinsurance.com\/medicare\/medicare-options\/","title":{"rendered":"Medicare Options"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"602\" class=\"elementor elementor-602\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3a66cd23 elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-section-content-middle elementor-section-height-default\" data-id=\"3a66cd23\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4590704b\" data-id=\"4590704b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4466dfa1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4466dfa1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-419d48ac\" data-id=\"419d48ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26b51dbf elementor-widget elementor-widget-image\" data-id=\"26b51dbf\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/ofoinsurance.com\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"298\" src=\"https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/05\/Our-Family-Office_Full-Color-Horizontal-Logo-2023a-1024x407.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/05\/Our-Family-Office_Full-Color-Horizontal-Logo-2023a-1024x407.png 1024w, https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/05\/Our-Family-Office_Full-Color-Horizontal-Logo-2023a-300x119.png 300w, https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/05\/Our-Family-Office_Full-Color-Horizontal-Logo-2023a-768x305.png 768w, https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/05\/Our-Family-Office_Full-Color-Horizontal-Logo-2023a-1536x610.png 1536w, https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/05\/Our-Family-Office_Full-Color-Horizontal-Logo-2023a-1568x623.png 1568w, https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/05\/Our-Family-Office_Full-Color-Horizontal-Logo-2023a.png 1803w\" sizes=\"(max-width: 750px) 100vw, 750px\" style=\"width:100%;height:39.71%;max-width:1803px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c3f5bde\" data-id=\"c3f5bde\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab8c3e6 elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"ab8c3e6\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;dropdown&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/ofoinsurance.com\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-nav-menu.min.css\">\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"eicon-menu-bar\"><\/i>\t\t\t<span class=\"elementor-screen-only\">Menu<\/span>\n\t\t<\/div>\n\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" role=\"navigation\" aria-hidden=\"true\"><ul id=\"menu-2-ab8c3e6\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-426\"><a href=\"https:\/\/ofoinsurance.com\/medicare\/\" class=\"elementor-item\" tabindex=\"-1\">Medicare<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-854\"><a href=\"https:\/\/ofoinsurance.com\/medicare\/what-is-medicare\/\" class=\"elementor-item\" tabindex=\"-1\">&#8211; What is Medicare<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-859\"><a href=\"https:\/\/ofoinsurance.com\/medicare\/medicare-options\/\" class=\"elementor-item\" tabindex=\"-1\">&#8211; Medicare Options<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-849\"><a href=\"https:\/\/ofoinsurance.com\/medicare\/steps-to-enroll\/\" class=\"elementor-item\" tabindex=\"-1\">&#8211; Steps to Enroll<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-283\"><a target=\"_blank\" rel=\"noopener\" href=\"https:\/\/www.healthsherpa.com\/?_agent_id=maria-graft\" class=\"elementor-item\" tabindex=\"-1\">Find an affordable health plan<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-285\"><a target=\"_blank\" rel=\"noopener\" href=\"https:\/\/www.medicareenroll.com\/?purl=r1YIITjR\" class=\"elementor-item\" tabindex=\"-1\">SHOP for your Medicare Plan\u200b<\/a><\/li>\n<\/ul><\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-299fa0d0\" data-id=\"299fa0d0\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43c904a5 elementor-widget elementor-widget-spacer\" data-id=\"43c904a5\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.e-container.e-container--row .elementor-spacer-inner{width:var(--spacer-size)}.e-container.e-container--column .elementor-spacer-inner,.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34321bd8 elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-section-content-middle elementor-reverse-tablet elementor-reverse-mobile elementor-section-height-default\" data-id=\"34321bd8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-49226e93\" data-id=\"49226e93\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2c157531 elementor-cta--skin-cover elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget elementor-widget-call-to-action\" data-id=\"2c157531\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/ofoinsurance.com\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-call-to-action.min.css\">\t\t<div  class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/ofoinsurance.com\/wp-content\/uploads\/2023\/04\/anthony-tran-rvdlDB1D68c-unsplash-682x1024.jpg);\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t \t\t\t\t\t<\/h2>\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49b1cbb elementor-widget elementor-widget-spacer\" data-id=\"49b1cbb\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9562824 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9562824\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/ofoinsurance.com\/\" class=\"elementor-button-link elementor-button elementor-size-md\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2476c06f\" data-id=\"2476c06f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9e420a6 elementor-section-height-min-height elementor-section-full_width elementor-section-height-default\" data-id=\"9e420a6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b9f6760\" data-id=\"b9f6760\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2ce4c2 elementor-hidden-mobile elementor-widget elementor-widget-spacer\" data-id=\"c2ce4c2\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b717c52 elementor-widget elementor-widget-text-editor\" data-id=\"b717c52\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#818a91;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#818a91;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><a style=\"color: white;\" href=\"https:\/\/ofoinsurance.com\/medicare\/\">Medicare<\/a> | Medicare Options<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fd66ab elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5fd66ab\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Medicare Options<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f74bab elementor-widget elementor-widget-spacer\" data-id=\"1f74bab\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da11211 elementor-widget elementor-widget-text-editor\" data-id=\"da11211\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Medicare Basics<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d1ec88 elementor-widget elementor-widget-text-editor\" data-id=\"1d1ec88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThere are four basic parts of Medicare: A, B, C and D. Each part helps pay for certain health care services. Each part also has certain costs that you may have to pay. Your Medicare costs will depend on what coverage you choose and on what health care services you use.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98d6db4 elementor-widget elementor-widget-spacer\" data-id=\"98d6db4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-215c11d elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"215c11d\" data-element_type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tabs-wrapper{width:25%;-ms-flex-negative:0;flex-shrink:0}.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tab-desktop-title.elementor-active{border-right-style:none}.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tab-desktop-title.elementor-active:after,.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tab-desktop-title.elementor-active:before{height:999em;width:0;right:0;border-right-style:solid}.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tab-desktop-title.elementor-active:before{top:0;-webkit-transform:translateY(-100%);-ms-transform:translateY(-100%);transform:translateY(-100%)}.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tab-desktop-title.elementor-active:after{top:100%}.elementor-widget-tabs.elementor-tabs-view-horizontal .elementor-tab-desktop-title{display:table-cell}.elementor-widget-tabs.elementor-tabs-view-horizontal .elementor-tab-desktop-title.elementor-active{border-bottom-style:none}.elementor-widget-tabs.elementor-tabs-view-horizontal .elementor-tab-desktop-title.elementor-active:after,.elementor-widget-tabs.elementor-tabs-view-horizontal .elementor-tab-desktop-title.elementor-active:before{bottom:0;height:0;width:999em;border-bottom-style:solid}.elementor-widget-tabs.elementor-tabs-view-horizontal .elementor-tab-desktop-title.elementor-active:before{right:100%}.elementor-widget-tabs.elementor-tabs-view-horizontal .elementor-tab-desktop-title.elementor-active:after{left:100%}.elementor-widget-tabs .elementor-tab-content,.elementor-widget-tabs .elementor-tab-title,.elementor-widget-tabs .elementor-tab-title:after,.elementor-widget-tabs .elementor-tab-title:before,.elementor-widget-tabs .elementor-tabs-content-wrapper{border:1px #d4d4d4}.elementor-widget-tabs .elementor-tabs{text-align:left}.elementor-widget-tabs .elementor-tabs-wrapper{overflow:hidden}.elementor-widget-tabs .elementor-tab-title{cursor:pointer;outline:var(--focus-outline,none)}.elementor-widget-tabs .elementor-tab-desktop-title{position:relative;padding:20px 25px;font-weight:700;line-height:1;border:solid transparent}.elementor-widget-tabs .elementor-tab-desktop-title.elementor-active{border-color:#d4d4d4}.elementor-widget-tabs .elementor-tab-desktop-title.elementor-active:after,.elementor-widget-tabs .elementor-tab-desktop-title.elementor-active:before{display:block;content:\"\";position:absolute}.elementor-widget-tabs .elementor-tab-mobile-title{padding:10px;cursor:pointer}.elementor-widget-tabs .elementor-tab-content{padding:20px;display:none}@media (max-width:767px){.elementor-tabs .elementor-tab-content,.elementor-tabs .elementor-tab-title{border-style:solid solid none}.elementor-tabs .elementor-tabs-wrapper{display:none}.elementor-tabs .elementor-tabs-content-wrapper{border-bottom-style:solid}.elementor-tabs .elementor-tab-content{padding:10px}}@media (min-width:768px){.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tabs{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tabs-wrapper{-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column}.elementor-widget-tabs.elementor-tabs-view-vertical .elementor-tabs-content-wrapper{-webkit-box-flex:1;-ms-flex-positive:1;flex-grow:1;border-style:solid solid solid none}.elementor-widget-tabs.elementor-tabs-view-horizontal .elementor-tab-content{border-style:none solid solid}.elementor-widget-tabs.elementor-tabs-alignment-center .elementor-tabs-wrapper,.elementor-widget-tabs.elementor-tabs-alignment-end .elementor-tabs-wrapper,.elementor-widget-tabs.elementor-tabs-alignment-stretch .elementor-tabs-wrapper{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-tabs.elementor-tabs-alignment-center .elementor-tabs-wrapper{-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center}.elementor-widget-tabs.elementor-tabs-alignment-end .elementor-tabs-wrapper{-webkit-box-pack:end;-ms-flex-pack:end;justify-content:flex-end}.elementor-widget-tabs.elementor-tabs-alignment-stretch.elementor-tabs-view-horizontal .elementor-tab-title{width:100%}.elementor-widget-tabs.elementor-tabs-alignment-stretch.elementor-tabs-view-vertical .elementor-tab-title{height:100%}.elementor-tabs .elementor-tab-mobile-title{display:none}}<\/style>\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3491\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3491\" aria-expanded=\"false\">Medicare Part A<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3492\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3492\" aria-expanded=\"false\">Medicare Part B<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3493\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3493\" aria-expanded=\"false\">Medicare Part C<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-3494\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3494\" aria-expanded=\"false\">Medicare Part D<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-3491\" aria-expanded=\"false\">Medicare Part A<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3491\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3491\" tabindex=\"0\" hidden=\"false\"><p>Part A is hospital coverage. It covers care you receive while an inpatient in a hospital or skilled nursing facility.<\/p><p>\u00a0<\/p><p>In general, Part A covers:<\/p><ul><li>\u200bInpatient care in a hospital<\/li><li>Skilled nursing facility care<\/li><li>Inpatient care in a skilled nursing facility (not custodial or long-term care)<\/li><li>Hospice care<\/li><li>Home health care<\/li><\/ul><div class=\"elementor-element elementor-element-52ba717 elementor-widget elementor-widget-heading\" data-id=\"52ba717\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part A Cover?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-e99c8fb elementor-widget elementor-widget-text-editor\" data-id=\"e99c8fb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Medicare Part A covers the hospital charges and most of the services you receive when you\u2019re in the hospital. But it doesn\u2019t cover the fees charged by doctors who participate in your care while you\u2019re in the hospital. Medicare Part B helps pay those costs.<\/p><\/div><div class=\"elementor-element elementor-element-9980d72 elementor-widget elementor-widget-heading\" data-id=\"9980d72\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part A Cost?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-dc3b7f5 elementor-widget elementor-widget-text-editor\" data-id=\"dc3b7f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>You usually don\u2019t pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes for a certain amount of time while working. This is sometimes called \u201cpremium-free Part A.\u201d<\/p><\/div><div class=\"elementor-element elementor-element-f9efd3f elementor-widget elementor-widget-heading\" data-id=\"f9efd3f\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>Most people get premium-free Part A.<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-d3f90c5 elementor-widget elementor-widget-text-editor\" data-id=\"d3f90c5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p><strong>You can get premium-free Part A at 65 if:<\/strong><\/p><p>\u200b<\/p><p>You already get retirement benefits from Social Security or the Railroad Retirement Board. You\u2019re eligible to get Social Security or Railroad benefits but haven\u2019t filed for them yet. You or your spouse had Medicare-covered government employment.<\/p><p>\u00a0<\/p><p><strong>If you\u2019re under 65, you can get premium-free Part A if:<\/strong><\/p><ul><li>You got Social Security or Railroad Retirement Board disability benefits for 24 months.<\/li><li>\u200bYou have End-Stage Renal Disease (ESRD) and meet certain requirements.<\/li><\/ul><\/div><\/div><\/div><div class=\"elementor-element elementor-element-86ef315 elementor-widget elementor-widget-heading\" data-id=\"86ef315\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p class=\"elementor-heading-title elementor-size-default\"><strong>Part A premiums<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-f25a6b4 elementor-widget elementor-widget-text-editor\" data-id=\"f25a6b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>If you buy Part A, you\u2019ll pay up to $499 each month in 2022. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $422. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $274.<\/p><p>\u00a0<\/p><p><strong>In most cases, if you choose to buy Part A, you must also:<\/strong><\/p><ul><li>Have Medicare Part B (Medical Insurance)<\/li><li>Pay monthly premiums for both Part A and Part B<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3492\" aria-expanded=\"false\">Medicare Part B<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3492\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3492\" tabindex=\"0\" hidden=\"hidden\"><p>Part B is medical coverage. It covers doctor visits, clinic services and care you receive as an outpatient.<\/p><p>\u200b<\/p><p>Medicare Part B helps pay for care you receive in a clinic or hospital as an outpatient. Part B also covers most doctor services you receive as a hospital inpatient. Most other hospital services are covered by Part A.<\/p><p>\u00a0<\/p><div class=\"elementor-element elementor-element-b6d6fcf elementor-widget elementor-widget-heading\" data-id=\"b6d6fcf\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part B Cover?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-b494491 elementor-widget elementor-widget-text-editor\" data-id=\"b494491\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Medicare Part B covers doctor visits and most routine and emergency medical services. It also covers some preventive care, like flu shots. The list below shows more examples of what Part B covers.<\/p><\/div><div class=\"elementor-element elementor-element-6fb3aed elementor-widget elementor-widget-heading\" data-id=\"6fb3aed\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part B Cost?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-6178197 elementor-widget elementor-widget-text-editor\" data-id=\"6178197\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Some people automatically get Medicare Part B (Medical Insurance), and some people need to sign up for Part B. Learn how and when you can sign up for Part B.<\/p><p>\u00a0<\/p><p>If you don\u2019t sign up for Part B when you\u2019re first eligible, you may have to pay a late enrollment penalty.<\/p><p>\u00a0<\/p><div class=\"elementor-element elementor-element-f9d706c elementor-widget elementor-widget-heading\" data-id=\"f9d706c\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p class=\"elementor-heading-title elementor-size-default\"><strong>Part B premiums<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-2cf458e elementor-widget elementor-widget-text-editor\" data-id=\"2cf458e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>You pay a premium each month for Part B. Your Part B premium will be automatically deducted from your benefit payment if you get benefits from one of these:<\/p><ul><li>Social Security<\/li><li>Railroad Retirement Board<\/li><li>Office of Personnel Management<\/li><\/ul><p>If you don\u2019t get these benefit payments, you\u2019ll get a bill.<\/p><p>Most people will pay the standard premium amount. If your modified adjusted gross income is above a certain amount, you may pay an Income Related Monthly Adjustment Amount (IRMAA). Medicare uses the modified adjusted gross income reported on your IRS tax return from 2 years ago. This is the most recent tax return information provided to Social Security by the IRS.<\/p><div class=\"elementor-element elementor-element-8d0342b elementor-widget elementor-widget-heading\" data-id=\"8d0342b\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>2022 Medicare Changes<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-735f09a elementor-widget elementor-widget-text-editor\" data-id=\"735f09a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>The standard Part B premium amount in 2022 will be $170.10 (or higher depending on your income). You\u2019ll pay the standard premium amount (or higher) if:<\/p><ul><li>You enroll in Part B for the first time in 2022.<\/li><li>You haven\u2019t started collecting Social Security benefits.<\/li><li>You\u2019re directly billed for your Part B premiums (meaning they aren\u2019t taken out of your Social Security benefits).<\/li><li>You have Medicare and Medicaid, and Medicaid pays your premiums. (Your state will pay the standard premium amount of $170.10.)<\/li><li>Your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount. If so, you\u2019ll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium.<\/li><\/ul><div class=\"elementor-element elementor-element-9a5fb2c elementor-widget elementor-widget-heading\" data-id=\"9a5fb2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>Part B deductible &amp; coinsurance<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-56b3d1f elementor-widget elementor-widget-text-editor\" data-id=\"56b3d1f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>You pay $233 per year for your Part B deductible. After your deductible is met, you typically pay 20% of the Medicare-approved amount for these:<\/p><ul><li>Most doctor services (including most doctor services while you\u2019re a hospital inpatient)<\/li><li>Outpatient therapy<\/li><li>Durable medical equipment (DME)<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3493\" aria-expanded=\"false\">Medicare Part C<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3493\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3493\" tabindex=\"0\" hidden=\"hidden\"><p>Part C is Medicare Advantage. These plans combine the coverage of Parts A and B into one plan. They often include prescription drug coverage, too.<\/p><p>\u00a0<\/p><p>\u200bMedicare Advantage plans are offered by private insurance companies approved by Medicare. You must be enrolled in both Part A and Part B to join a Medicare Advantage plan. You\u2019ll still be in the Medicare program, but you will receive your benefits through the plan instead of through Original Medicare.<\/p><p>\u00a0<\/p><div class=\"elementor-element elementor-element-0fcb63e elementor-widget elementor-widget-heading\" data-id=\"0fcb63e\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part C Cover?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-8e52180 elementor-widget elementor-widget-text-editor\" data-id=\"8e52180\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Medicare Advantage (Part C) plans combine coverage for hospital care, doctor visits and other medical services all in one plan. Plans are required to provide all of the benefits offered by Medicare Parts A and B (except hospice care, which continues to be provided by Part A). Many plans also provide prescription drug coverage and additional benefits like routine dental and eye care.<\/p><p>\u00a0<\/p><\/div><div class=\"elementor-element elementor-element-5413c3a elementor-widget elementor-widget-heading\" data-id=\"5413c3a\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part C Cost?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-b0e3bad elementor-widget elementor-widget-text-editor\" data-id=\"b0e3bad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Each Medicare Advantage (Part C) plan sets its own specific costs, but the types of costs they include are similar.<\/p><p>\u00a0<\/p><p>Your out-of-pocket costs in a Medicare Advantage Plan (Part C) depend on:<\/p><p>\u00a0<\/p><ul><li>\u200bWhether the plan charges a monthly premium . Some plans have no premium.<\/li><li>Whether the plan pays any of your monthly Medicare Part B (Medical Insurance) premium.<\/li><li>Some plans pay all or part of your Part B premium.<\/li><li>Whether the plan has a yearly deductible or any additional deductibles.<\/li><li>How much you pay for each visit or service ( copayment or coinsurance ). For example, the plan<\/li><li>may charge a copayment, like $10 or $20 every time you see a doctor. These amounts can be<\/li><li>different than those under Original Medicare .<\/li><li>The type of health care services you need and how often you get them.<\/li><li>Whether you go to a doctor or supplier who accepts assignment if:<\/li><li>You\u2019re in a PPO, PFFS, or MSA plan.<\/li><li>You go out-of-network .<\/li><li>Whether you follow the plan\u2019s rules, like using network providers.<\/li><li>Whether you need extra benefits and if the plan charges for it.<\/li><li>The plan\u2019s yearly limit on your out-of-pocket costs for all medical services.<\/li><li>Whether you have Medicaid or get help from your state.<\/li><\/ul><div class=\"elementor-element elementor-element-78b367f elementor-widget elementor-widget-heading\" data-id=\"78b367f\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><p>\u00a0<\/p><div class=\"elementor-widget-container\"><p class=\"elementor-heading-title elementor-size-default\"><strong>H<\/strong><strong>ow Medicare Advantage Cost Sharing Works<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-b10246d elementor-widget elementor-widget-text-editor\" data-id=\"b10246d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Most Medicare Advantage plans use a combination of deductibles, co-insurance and co-pays to share the cost of the services you use. Cost-sharing usually applies to all of the services the plan covers.<\/p><p>\u00a0<\/p><p>\u200bYou need to read the details of each individual Medicare Advantage plan to get the full story on its costs. Most plans have network doctors and pharmacies that may offer plan members discounted pricing.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-3494\" aria-expanded=\"false\">Medicare Part D<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-3494\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-3494\" tabindex=\"0\" hidden=\"hidden\"><p>Part D is prescription drug coverage. Plans cover many medications that are prescribed by your doctor or other qualified health professionals.<\/p><p>\u00a0<\/p><p>\u200bOriginal Medicare (Parts A and B) does not cover prescription drugs. Many people who choose Original Medicare add a prescription drug (Part D) plan or choose a Medicare Advantage plan that includes Part D.<\/p><p>\u00a0<\/p><p>\u200bIn general, you may enroll in a Part D plan if you are entitled to Medicare Part A or if you are enrolled in Medicare Part B. In addition, you must live in the service area of a Part D plan.<\/p><div class=\"elementor-element elementor-element-d5f5ab0 elementor-widget elementor-widget-heading\" data-id=\"d5f5ab0\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part D Cover?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-7769a5a elementor-widget elementor-widget-text-editor\" data-id=\"7769a5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Medicare Part D Plans are required to cover certain common types of drugs, but each plan may choose which specific drugs it covers. The drugs you take may not be covered by every Part D plan. You need to review each plan\u2019s drug list, or formulary, to see if your drugs are covered.<\/p><p>\u00a0<\/p><p><strong>Prescription drug plans do not cover:<\/strong><\/p><ul><li>\u200bDrugs that are not on the plan\u2019s drug list<\/li><li>Drugs that are covered under Part A or Part B<\/li><li>Drugs that are excluded by Medicare<\/li><\/ul><div class=\"elementor-element elementor-element-3ef3113 elementor-widget elementor-widget-heading\" data-id=\"3ef3113\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>What Does Medicare Part D Cost?<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-df00212 elementor-widget elementor-widget-text-editor\" data-id=\"df00212\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>The insurance companies that offer Medicare Part D drug plans and Medicare Advantage (Part C) plans with drug coverage set their own prices, but the types of costs they include are similar.<\/p><p>\u00a0<\/p><p>Part D plan premiums and cost sharing can vary widely, even for similar coverage. You need to review plan details carefully.<\/p><\/div><div class=\"elementor-element elementor-element-3557126 elementor-widget elementor-widget-heading\" data-id=\"3557126\" data-element_type=\"widget\" data-widget_type=\"heading.default\"><div class=\"elementor-widget-container\"><p>\u00a0<\/p><p class=\"elementor-heading-title elementor-size-default\"><strong>How Medicare Part D Cost Sharing Works<\/strong><\/p><\/div><\/div><div class=\"elementor-element elementor-element-87d6035 elementor-widget elementor-widget-text-editor\" data-id=\"87d6035\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>Medicare Part D has different stages of cost sharing until you reach a set limit on out-of-pocket costs for the year. The limit is $7,050 in 2022. After that, your plan pays most of the cost of your drugs for the rest of the year.<\/p><p>\u00a0<\/p><p>Co-pays, co-insurance amounts and your plan deductible, if any, count as out-of-pocket costs. Premium payments do not.<\/p><p>\u00a0<\/p><p>Part D cost-sharing stages are explained below. The costs shown are for 2022. You may not go through every stage in any given year. If you get Extra Help from Medicare for Part D costs, the coverage gap stage doesn\u2019t apply to you.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f3132a elementor-widget elementor-widget-spacer\" data-id=\"9f3132a\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62cebe4 elementor-widget elementor-widget-spacer\" data-id=\"62cebe4\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ae75a62 elementor-section-height-min-height elementor-section-content-top elementor-section-boxed elementor-section-height-default\" data-id=\"ae75a62\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-608fef8\" data-id=\"608fef8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ede0838 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ede0838\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.6.4 - 13-04-2022 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#2c2c2c;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:-webkit-box;display:-ms-flexbox;display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);-ms-flex-negative:0;flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:-webkit-box;display:-ms-flexbox;display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{-webkit-box-align:center;-ms-flex-align:center;align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon .elementor-divider-separator:before,.elementor-widget-divider--view-line_text .elementor-divider-separator:after,.elementor-widget-divider--view-line_text .elementor-divider-separator:before{display:block;content:\"\";border-bottom:0;-webkit-box-flex:1;-ms-flex-positive:1;flex-grow:1;border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--element-align-left .elementor-divider .elementor-divider-separator>.elementor-divider__svg:first-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-left .elementor-divider-separator:before{content:none}.elementor-widget-divider--element-align-left .elementor-divider__element{margin-left:0}.elementor-widget-divider--element-align-right .elementor-divider .elementor-divider-separator>.elementor-divider__svg:last-of-type{-webkit-box-flex:0;-ms-flex-positive:0;flex-grow:0;-ms-flex-negative:100;flex-shrink:100}.elementor-widget-divider--element-align-right .elementor-divider-separator:after{content:none}.elementor-widget-divider--element-align-right .elementor-divider__element{margin-right:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-top:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8868005 elementor-widget elementor-widget-text-editor\" data-id=\"8868005\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Schedule your consultation today!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7ffd1378 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default\" data-id=\"7ffd1378\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-856b917\" data-id=\"856b917\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f32235 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2f32235\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/calendly.com\/maria-622\/60-minute-meeting-clone\" target=\"_blank\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Virtual<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3a0430f\" data-id=\"3a0430f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-97a8dde elementor-align-center elementor-widget elementor-widget-button\" data-id=\"97a8dde\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/calendly.com\/maria-622\/60-minute-medicare-meeting-phone-clone\" target=\"_blank\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">In Person<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9aa655a\" data-id=\"9aa655a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df0f7db elementor-align-center elementor-widget elementor-widget-button\" data-id=\"df0f7db\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/calendly.com\/maria-622\/60-minute-medicare-meeting-clone\" target=\"_blank\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Phone<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3bcb366 elementor-section-height-min-height elementor-hidden-mobile elementor-hidden-tablet elementor-section-boxed elementor-section-height-default\" data-id=\"3bcb366\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f14754f\" data-id=\"f14754f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0f3d413\" data-id=\"0f3d413\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a099292\" data-id=\"a099292\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-c626535 elementor-widget elementor-widget-spacer\" data-id=\"c626535\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e41287a elementor-widget__width-auto elementor-absolute elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"6e41287a\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">INSURANCE<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f215286 elementor-section-full_width elementor-section-height-min-height elementor-section-items-stretch elementor-section-content-middle elementor-section-height-default\" data-id=\"3f215286\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6378f13a\" data-id=\"6378f13a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1947ffd4 elementor-widget elementor-widget-heading\" data-id=\"1947ffd4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">\u00a9 2024 Our Family Office LLC. All rights reserved.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f5bee3b\" data-id=\"f5bee3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contact us Medicare | Medicare Options Medicare Options Medicare Basics There are four basic parts of Medicare: A, B, C and D. Each part helps pay for certain health care services. Each part also has certain costs that you may have to pay. Your Medicare costs will depend on what coverage you choose and on&hellip; <a class=\"more-link\" href=\"https:\/\/ofoinsurance.com\/medicare\/medicare-options\/\">Continue reading <span class=\"screen-reader-text\">Medicare Options<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":420,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/pages\/602"}],"collection":[{"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/comments?post=602"}],"version-history":[{"count":49,"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/pages\/602\/revisions"}],"predecessor-version":[{"id":929,"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/pages\/602\/revisions\/929"}],"up":[{"embeddable":true,"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/pages\/420"}],"wp:attachment":[{"href":"https:\/\/ofoinsurance.com\/wp-json\/wp\/v2\/media?parent=602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}