Let us help you find the best plan to fit your health care needs.
There are four basic parts of Medicare: A, B, C and D. Each part helps pay for certain health care services. Each part also has certain costs that you may have to pay. Your Medicare costs will depend on what coverage you choose and on what health care services you use.
Hospital Stays
Part A is hospital coverage. It covers care you receive while an inpatient in a hospital or skilled nursing facility.
Doctor Visits
Part B is medical coverage. It covers doctor visits, clinic services and care you receive as an outpatient.
Medicare Part B helps pay for care you receive in a clinic or hospital as an outpatient. Part B also covers most doctor services you receive as a hospital inpatient. Most other hospital services are covered by Part A.
Medicare Advantage
Part C is Medicare Advantage. These plans combine the coverage of Parts A and B into one plan. They often include prescription drug coverage, too.
Medicare Advantage plans are offered by private insurance companies approved by Medicare. You must be enrolled in both Part A and Part B to join a Medicare Advantage plan. You’ll still be in the Medicare program, but you will receive your benefits through the plan instead of through Original Medicare.
Prescription Drugs
Part D is prescription drug coverage. Plans cover many medications that are prescribed by your doctor or other qualified health professionals.
Original Medicare (Parts A and B) does not cover prescription drugs. Many people who choose Original Medicare add a prescription drug (Part D) plan or choose a Medicare Advantage plan that includes Part D.
In general, you may enroll in a Part D plan if you are entitled to Medicare Part A or if you are enrolled in Medicare Part B. In addition, you must live in the service area of a Part D plan.
Hospital Stays
Simplifying Medicare For Seniors
Get the most out of your Medicare
Although Medicare is a great program for covering your standard medical expenses, like hospital, doctor and prescription coverage, there are a lot of gaps that can end up costing you thousand of dollars out of pocket.
Schedule your consultation today!
© 2024 Our Family Office LLC. All rights reserved.